Finance your purchase at United with affirm or Flexiti!

Make shopping convenient and stress-free! Discover financing options for in-store and online purchases.

Affirm

Finance Your Purchase with affirm

Starting with purchases of $500 and up, you'll be able to select affirm financing during checkout!

Varying repayment options available from;

4 bi-weekly payments at 0% APR interest, or longer terms of up to 12 months

with interest rates dependent on each borrowers' credit rating. Note you must still select affirm as a payment option at checkout to complete your purchase.*

Flexiti

Ride Now, Pay Later with Flexiti

Starting with purchases of $500 and up, check your eligibility for financing your purchase with Flexiti!

Flexiti can offer you 6 or 12 months deferred payment options

For purchases of $500 to $2499.99

6 month 0% deferred payments OAC** (with a $59.99 Admin fee added to your total purchase)  

For purchases of $2,500 and greater

6 or 12 month 0% interest deferred payments OAC** (with a $79.99 Admin fee added to your total purchase) 

Why Choose affirm?

Easy + Affordable

Get the item you want today, and choose a financing plan of up to 12 months!

Upfront + Open

For more information on interest or fees, please read this FAQ article on the Affirm help site.

Why Choose Flexiti?

Quick Approval

You can get approved within minutes! Come visit us in-store, or apply online through Flexiti!

Shop the Flexiti Network

Once approved you can use your Flexiti account at over 7,500 retail locations in Canada.  

How does it work?

affirm

affirm In Store

Check your eligibility for financing your purchase with affirm when you visit us in-store. We are happy to help walk you through the approval process.

affirm

affirm Online

  1. Find your perfect bikeeBikehockey skatesfigure skates, or hockey goalie equipment and add it to your cart—along with any other gear you need. 
  2. Select affirm at checkout (You will be able to select affirm as a checkout option on any purchases of $500 or more.)  
  3. Fill in a few details to get instant loan decision for your affirm loan.  
  4. Enjoy Your New Gear!
flexiti

Flexiti In Store

Check your eligibility for financing your purchase with Flexiti when you visit us in-store! Quick approval process, and once approved – you can use your Flexiti account at over 7,500 retail locations in Canada.

FAQ:

Review our FAQs here or contact us for more information.

Affirm - Why is the monthly payment different at checkout?

  • Estimates may not include taxes and/or shipping charges. 
  • Your credit profile can affect the interest rate you are offered. 

All of these factors may change your monthly payment.

Affirm - What does Affirm charge?

That depends on your credit profile and the term of the loan. It starts as low as 0% APR.

Affirm - How do I make my monthly payments?

affirm will help you set up convenient, pre-authorized payments via your bank account. 

Affirm - Can I repay my outstanding affirm balance?

Yes, all affirm payment plans can be prepaid at any time without penalty.

Affirm - I was not able to complete an affirm transaction. What happened?

Unfortunately, affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because affirm was not able to verify your identity or your payment method. For further information, please contact affirm.  

Affirm - How do I access my affirm account?

After you have completed a transaction with affirm, you can access your account here. If you have any questions or trouble logging in, please contact affirm.  

Affirm - What about returns?

Cancellations, returns, & exchanges on financed product(s) can be arranged prior to the product being shipped to the address on the order. No cancellations, returns, or exchanges are possible after a financed product has been shipped. 

Flexiti - Can I use my current Flexiti card?

Yes, absolutely! We will need your card number or account information to proceed with using Flexiti when you shop with us.  

Flexiti - Can I use my Flexiti card more then once?

Yes, once approved – you can use your Flexiti card for multiple transactions within your approved credit limit.  

Flexiti - Does Flexiti offer optional insurance?

Yes! Flexiti offers and optional program to cover you in event of disability or job loss is available. Cost of insurance is $1.39 per $100 of your balance each month - $13.90 per every $1,000. 

  • Coverage provides up to 12 months of monthly payments and/or covers your balance up to $25,000. 
  • Can be cancelled by providing 30 days notice. 
*Your monthly payment amount, the interest you will pay, and the loan terms available all depend on your personal credit profile. Conditions apply and all transactions are subject to approval by affirm
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be
available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required.
Affirm accepts debit cards and PAD as forms of repayment on payment options.
Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.
**On Approved Credit